:root {
  --ink: #123f58;
  --ink-2: #315b6f;
  --green: #0f7566;
  --green-2: #13927e;
  --gold: #f0b23e;
  --cream: #fff9ef;
  --soft: #eef8f5;
  --soft-blue: #eef6ff;
  --white: #ffffff;
  --line: rgba(18, 63, 88, .13);
  --shadow: 0 24px 70px rgba(18, 63, 88, .13);
  --radius: 28px;
  --radius-sm: 18px;
  --container: 1160px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--white);
  line-height: 1.55;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

a:hover,
a:focus-visible {
  color: var(--green);
}

button,
select {
  font: inherit;
}

.skip-link {
  position: absolute;
  left: 16px;
  top: -60px;
  z-index: 100;
  padding: 12px 18px;
  border-radius: 999px;
  background: var(--ink);
  color: var(--white);
  transition: top .2s ease;
}

.skip-link:focus {
  top: 12px;
}

.container {
  width: min(calc(100% - 36px), var(--container));
  margin-inline: auto;
}

.section-pad {
  padding: 88px 0;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255, 255, 255, .84);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--line);
}

.header-inner {
  min-height: 88px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 22px;
}

.brand {
  flex: 0 0 auto;
}

.brand img {
  width: 210px;
  height: auto;
}

.header-nav {
  display: flex;
  gap: 24px;
  align-items: center;
  color: var(--ink-2);
  font-size: 15px;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  min-height: 48px;
  padding: 13px 20px;
  border-radius: 999px;
  border: 1px solid transparent;
  font-weight: 800;
  cursor: pointer;
  transition: transform .18s ease, box-shadow .18s ease, background-color .18s ease, border-color .18s ease;
}

.btn:hover,
.btn:focus-visible {
  transform: translateY(-1px);
}

.btn-primary {
  color: var(--white);
  background: linear-gradient(135deg, var(--green), var(--ink));
  box-shadow: 0 18px 40px rgba(15, 117, 102, .23);
}

.btn-primary:hover,
.btn-primary:focus-visible {
  color: var(--white);
  box-shadow: 0 20px 50px rgba(15, 117, 102, .32);
}

.btn-outline {
  color: var(--ink);
  border-color: var(--line);
  background: var(--white);
}

.btn-light {
  color: var(--ink);
  background: rgba(255, 255, 255, .78);
  border-color: rgba(255, 255, 255, .88);
}

.btn-dark {
  color: var(--white);
  background: var(--ink);
}

.btn-dark:hover,
.btn-dark:focus-visible {
  color: var(--white);
}

.btn-full {
  width: 100%;
}

.hero {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(circle at top right, rgba(240, 178, 62, .22), transparent 30%),
    linear-gradient(135deg, #f3fcf9 0%, #eef6ff 100%);
}

.hero::before {
  content: "";
  position: absolute;
  inset: 58px auto auto -130px;
  width: 320px;
  height: 320px;
  border-radius: 50%;
  background: rgba(15, 117, 102, .08);
}

.hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.02fr) minmax(340px, .98fr);
  align-items: center;
  gap: 44px;
}

.hero-copy {
  position: relative;
  z-index: 1;
}

.eyebrow {
  margin: 0 0 14px;
  color: var(--green);
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: .12em;
  font-size: 12px;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1 {
  margin-bottom: 22px;
  font-size: clamp(42px, 6vw, 74px);
  line-height: .96;
  letter-spacing: -.055em;
}

h2 {
  margin-bottom: 18px;
  font-size: clamp(32px, 4vw, 52px);
  line-height: 1.02;
  letter-spacing: -.04em;
}

h3 {
  margin-bottom: 10px;
  font-size: 21px;
  line-height: 1.18;
}

.hero-text,
.section-lead,
.section-heading p,
.consult-copy p,
.feature-card p,
.step p,
.trust-card p,
.faq-list p,
.site-footer p {
  color: var(--ink-2);
}

.hero-text {
  max-width: 650px;
  margin-bottom: 30px;
  font-size: 20px;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
}

.micro-trust {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 26px;
}

.micro-trust span {
  display: inline-flex;
  align-items: center;
  min-height: 34px;
  padding: 7px 12px;
  border-radius: 999px;
  background: rgba(255, 255, 255, .72);
  border: 1px solid rgba(255, 255, 255, .8);
  color: var(--ink-2);
  font-size: 14px;
  font-weight: 700;
}

.hero-art {
  position: relative;
  z-index: 1;
}

.hero-art img {
  filter: drop-shadow(0 28px 50px rgba(18, 63, 88, .14));
}

.notice-bar {
  background: var(--ink);
  color: var(--white);
}

.notice-inner {
  display: flex;
  gap: 12px;
  padding: 16px 0;
  font-size: 15px;
}

.notice-inner span {
  color: rgba(255, 255, 255, .8);
}

.two-col,
.consult-grid,
.faq-layout {
  display: grid;
  grid-template-columns: .82fr 1.18fr;
  gap: 54px;
  align-items: start;
}

.steps-card {
  padding: 14px;
  border-radius: var(--radius);
  background: var(--white);
  border: 1px solid var(--line);
  box-shadow: var(--shadow);
}

.step {
  display: grid;
  grid-template-columns: 64px 1fr;
  gap: 18px;
  padding: 24px;
  border-radius: 22px;
}

.step + .step {
  border-top: 1px solid var(--line);
}

.step span {
  width: 56px;
  height: 56px;
  border-radius: 18px;
  display: grid;
  place-items: center;
  background: var(--soft);
  color: var(--green);
  font-weight: 900;
}

.step p,
.feature-card p,
.trust-card p,
.faq-list p {
  margin-bottom: 0;
}

.soft-bg {
  background: linear-gradient(180deg, #fff 0%, var(--soft) 100%);
}

.section-heading {
  max-width: 760px;
  margin-bottom: 42px;
}

.centered {
  margin-inline: auto;
  text-align: center;
}

.feature-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.feature-card {
  min-height: 280px;
  padding: 28px;
  border-radius: var(--radius);
  background: var(--white);
  border: 1px solid var(--line);
  box-shadow: 0 18px 50px rgba(18, 63, 88, .08);
}

.feature-card img {
  width: 70px;
  height: 70px;
  margin-bottom: 24px;
}

.feature-card-wide {
  grid-column: span 3;
  min-height: auto;
  background: linear-gradient(135deg, var(--ink), var(--green));
  color: var(--white);
}

.feature-card-wide p {
  color: rgba(255, 255, 255, .82);
  max-width: 860px;
}

.consult-grid {
  align-items: center;
}

.check-list {
  display: grid;
  gap: 12px;
  padding: 0;
  margin: 26px 0 0;
  list-style: none;
}

.check-list li {
  position: relative;
  padding-left: 34px;
  color: var(--ink-2);
}

.check-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: -1px;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: var(--soft);
  color: var(--green);
  font-size: 14px;
  font-weight: 900;
}

.consult-form {
  padding: clamp(26px, 4vw, 42px);
  border-radius: 36px;
  background: var(--cream);
  border: 1px solid rgba(240, 178, 62, .3);
  box-shadow: var(--shadow);
}

.form-head {
  margin-bottom: 24px;
}

.form-head p {
  margin-bottom: 0;
  color: var(--ink-2);
}

.consult-form label {
  display: block;
  margin: 18px 0 8px;
  font-weight: 900;
  color: var(--ink);
}

.consult-form select {
  width: 100%;
  min-height: 54px;
  padding: 0 16px;
  border: 1px solid rgba(18, 63, 88, .2);
  border-radius: 16px;
  color: var(--ink);
  background: var(--white);
  outline: none;
}

.consult-form select:focus {
  border-color: var(--green);
  box-shadow: 0 0 0 4px rgba(15, 117, 102, .11);
}

.form-disclaimer {
  margin: 20px 0;
  padding: 14px 16px;
  border-radius: 16px;
  background: rgba(255, 255, 255, .72);
  border: 1px solid rgba(18, 63, 88, .1);
  color: var(--ink-2);
  font-size: 14px;
}

.form-error {
  min-height: 24px;
  margin: 12px 0 0;
  color: #a83a21;
  font-weight: 800;
}

.legal-strip {
  background: var(--ink);
  color: var(--white);
}

.trust-grid {
  display: grid;
  grid-template-columns: 1.35fr repeat(3, 1fr);
  gap: 16px;
}

.trust-card {
  padding: 26px;
  border-radius: 26px;
  background: rgba(255, 255, 255, .08);
  border: 1px solid rgba(255, 255, 255, .14);
}

.trust-card p,
.trust-card a {
  color: rgba(255, 255, 255, .78);
}

.trust-card a:hover,
.trust-card a:focus-visible {
  color: var(--white);
}

.main-trust {
  background: rgba(255, 255, 255, .12);
}

.main-trust .eyebrow {
  color: var(--gold);
}

.faq-list {
  display: grid;
  gap: 12px;
}

details {
  border: 1px solid var(--line);
  border-radius: 20px;
  background: var(--white);
  overflow: hidden;
}

summary {
  cursor: pointer;
  padding: 20px 24px;
  font-weight: 900;
}

summary::marker {
  color: var(--green);
}

details p {
  padding: 0 24px 22px;
}

.cta-band {
  padding: 54px 0;
  background: linear-gradient(135deg, var(--green), #0b5d54);
  color: var(--white);
}

.cta-inner {
  display: flex;
  justify-content: space-between;
  gap: 28px;
  align-items: center;
}

.cta-inner h2 {
  margin-bottom: 0;
}

.cta-inner .eyebrow {
  color: rgba(255, 255, 255, .72);
}

.site-footer {
  padding: 58px 0 24px;
  background: #092b3d;
  color: var(--white);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.2fr .8fr 1fr;
  gap: 34px;
  padding-bottom: 34px;
}

.footer-grid img {
  width: 230px;
  height: auto;
  margin-bottom: 18px;
}

.site-footer h3 {
  font-size: 16px;
}

.site-footer p,
.site-footer a {
  color: rgba(255, 255, 255, .74);
}

.site-footer a:hover,
.site-footer a:focus-visible {
  color: var(--white);
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  padding-top: 22px;
  border-top: 1px solid rgba(255, 255, 255, .14);
  color: rgba(255, 255, 255, .64);
  font-size: 14px;
}

@media (max-width: 1040px) {
  .header-nav {
    display: none;
  }

  .hero-grid,
  .two-col,
  .consult-grid,
  .faq-layout {
    grid-template-columns: 1fr;
  }

  .hero-art {
    max-width: 680px;
    margin-inline: auto;
  }

  .trust-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 760px) {
  .section-pad {
    padding: 64px 0;
  }

  .header-inner {
    min-height: 76px;
  }

  .brand img {
    width: 174px;
  }

  .header-inner .btn-outline {
    display: none;
  }

  .hero-actions,
  .cta-inner,
  .notice-inner,
  .footer-bottom {
    flex-direction: column;
    align-items: flex-start;
  }

  .feature-grid,
  .trust-grid,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .feature-card-wide {
    grid-column: auto;
  }

  .step {
    grid-template-columns: 1fr;
  }

  .cta-inner .btn {
    width: 100%;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    transition: none !important;
  }
}